SmartInvest - First Discount House

Online Account Application

  • Applicant Details
  • Accounts
  • Referees
  • Signatories
Section A: General Applicant details

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Section B: Existing accounts at other financial institutions:
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Section C: First Discount House account holders known by you:
Section D: Authorised signatories for and behalf the account holder:

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Terms and Conditions

  1. Any partial or full withdrawal will be executed within 24 hours, provided all necessary documentation is provided. The cut off time for withdrawals is 2:30 PM, and all instructions received after 2:30 will be processed the next business day.
  2. Electronic transfer instructions will only be processed if received through official business email after completing an indemnity form.
  3. For our mutual convenience we suggest you contact us on the day of maturity to advise us of your intentions regarding the proceeds. If we do not hear from you, we will be pleased to automatically renew the investment for a further similar period at the then prevailing rate.
  4. Contract notes will be sent via email or post, and it is the responsibility of the account holder to notify us if there is any change in his/her contact details.
  5. We will only close your account on receipt of a request in writing signed by you to do so.
  6. We reserve the right to close your account on reasonable prior notice if in our opinion it has been conducted in an unsatisfactory manner.
  7. Confidentiality:
    • We will treat your information as private and confidential (even when you are no longer our client), nothing about your accounts nor your name and addresses will be disclosed to anyone rather in three exceptional circumstances permitted by the applicable law. These are:
      1. Where we are legally compelled to do so
      2. Where our interest requires disclosure (This will not be used as a reason for disclosing information about you or your accounts, including companies in our group for marketing purposes)
      3. Where it is in the public interest to disclose.